Frequently Asked Questions

Have License Number Ready

Have your driver’s license handy when you call 503-299-9999 for the Oregon DMV.

Worst Decision of Your Life So Far

The bills are mounting. You’ve been without work and are starting a new job today. You can’t afford the insurance on your car, but promise yourself to get some with your first or second paycheck.

Most auto insurance companies will not insure a driver without a valid Oregon driver's license, but a few will. Oregon law states that you have 30 days to obtain a license in this State from the date of your move. The DMV and police encountered difficulty enforcing that requirement in 2020, as the branches were closed for much of the year. Then, when they reopened, setting an appointment to get a license proved challenging. Until this year, only documented citizens and residents could secure an Oregon driver’s license. The rules have changed, and anyone, regardless of documentation status, who can prove they live in this state may now apply for a driver’s license. That jammed up the appointment queue.

Material Focus

We call it auto insurance because the vehicle is the focus of what we cover. Right? Maybe. When the first person bought an automobile insurance policy, the driver's biggest concern was the value of the car. They were rare and not easily replaced. They didn't move very fast, so injury to the humans onboard was of little concern.